{"product_id":"certified-credit-counselor","title":"Certified Credit Counselor (Exam Included)","description":"\u003cp class=\"course-intro\"\u003eBecoming a Certified Credit Counselor shows clients that you hold the financial knowledge and counseling techniques needed to teach them how to improve their financial well-being.\u003c\/p\u003e\u003cul class=\"course-facts\"\u003e\n\u003cli\u003e80 course hrs\u003c\/li\u003e\n\u003cli\u003eCode GES2027\u003c\/li\u003e\n\u003cli\u003eOpen enrollment\u003c\/li\u003e\n\u003cli\u003eSelf paced\u003c\/li\u003e\n\u003c\/ul\u003e\u003cnav class=\"course-nav\"\u003e\u003ca href=\"#overview\"\u003eOverview\u003c\/a\u003e\u003ca href=\"#objective\"\u003eObjective\u003c\/a\u003e\u003ca href=\"#outline\"\u003eOutline\u003c\/a\u003e\u003ca href=\"#requirements\"\u003eRequirements\u003c\/a\u003e\u003ca href=\"#prerequisites\"\u003ePrerequisites\u003c\/a\u003e\u003ca href=\"#instructor\"\u003eInstructor\u003c\/a\u003e\u003ca href=\"#faqs\"\u003eFAQs\u003c\/a\u003e\u003c\/nav\u003e\u003ch3 id=\"overview\"\u003eOverview\u003c\/h3\u003e\u003cdiv class=\"course-sec\"\u003e\n\u003cp\u003eBecoming a Certified Credit Counselor signifies that you have achieved a standard of excellence in the credit and personal finance counseling industry. Upon completing this course and passing the final exam, you will receive an industry-recognized Credit Counseling Certification from the National Association of Certified Credit Counselors (NACCC).\u003c\/p\u003e\n\u003cp\u003eThe knowledge gained in this course—core financial and credit concepts—is key to helping clients successfully take control of their finances. Certified Credit Counselors empower and counsel the financially stressed, implement financial plans with clients, and educate clients on finances.\u003c\/p\u003e\n\u003cp\u003eThis course also provides a foundation to explore additional counseling disciplines such as Housing Counselor and Student Loan Counselor. It prepares you for a career as a life coach and explores options for running your own consulting business.\u003c\/p\u003e\n\u003c\/div\u003e\u003ch3 id=\"objective\"\u003eObjective\u003c\/h3\u003e\u003cdiv class=\"course-sec\"\u003e\n\u003cp\u003e\u003cstrong\u003eWhat you will learn\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e \u003cli\u003eCounseling and communication techniques\u003c\/li\u003e \u003cli\u003ePoverty, Cultural and Socioeconomic Variables\u003c\/li\u003e \u003cli\u003eUnderstanding Consumer Protection Law\u003c\/li\u003e \u003cli\u003eBanking essentials\u003c\/li\u003e \u003cli\u003eCredit industry knowledge\u003c\/li\u003e \u003cli\u003eCredit scoring knowledge\u003c\/li\u003e \u003cli\u003eCredit counselor ethics\u003c\/li\u003e \u003cli\u003eEvaluating Alternatives to resolving debt\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eHow you will benefit\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e \u003cli\u003eYou will receive the NACCC Certified Credit Counselor designation after passing the final exam\u003c\/li\u003e \u003cli\u003eYou will learn counseling techniques to help clients reach their financial goals\u003c\/li\u003e \u003cli\u003eYou will learn banking and credit fundamentals to educate clients and help them eliminate debt and improve credit scores\u003c\/li\u003e \u003cli\u003eYou will learn credit counselor ethics and other information to help future counselors work ethically, professionally, and legally\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\u003ch3 id=\"outline\"\u003eOutline\u003c\/h3\u003e\u003cdiv class=\"course-sec\"\u003e\u003col style=\"list-style-type: upper-roman;\"\u003e \u003cli\u003eThe Defining Role of the Financial Counselor \u003col style=\"list-style-type: upper-latin;\"\u003e \u003cli\u003eThe Components of Financial Well-Being\u003c\/li\u003e \u003cli\u003eEstablishing the Client\/Counselor Relationship\u003c\/li\u003e \u003cli\u003eRapport Building\u003c\/li\u003e \u003cli\u003ePoverty, Culture and Socioeconomic Variables\u003c\/li\u003e \u003cli\u003eActive Listening\u003c\/li\u003e \u003cli\u003eAsking the Right Questions\u003c\/li\u003e \u003c\/ol\u003e \u003c\/li\u003e \u003cli\u003eTaking Control of Finances \u003col style=\"list-style-type: upper-latin;\"\u003e \u003cli\u003eThe Problem-Solving Process\u003c\/li\u003e \u003cli\u003eWhere the Client is Now\u003c\/li\u003e \u003cli\u003eWhere the Client Wants to Go\u003c\/li\u003e \u003cli\u003eHow the Client Will Get There\u003c\/li\u003e \u003c\/ol\u003e \u003c\/li\u003e \u003cli\u003eDemystifying Consumer Credit \u003col style=\"list-style-type: upper-latin;\"\u003e \u003cli\u003eBanking Basics\u003c\/li\u003e \u003cli\u003eCredit Basics\u003c\/li\u003e \u003cli\u003eChoosing Credit Wisely\u003c\/li\u003e \u003cli\u003eUsing Credit Wisely\u003c\/li\u003e \u003cli\u003eUnderstanding Credit Reports\u003c\/li\u003e \u003cli\u003eCredit Scoring\u003c\/li\u003e \u003c\/ol\u003e \u003c\/li\u003e \u003cli\u003eUnderstanding and Dealing with Debt \u003col style=\"list-style-type: upper-latin;\"\u003e \u003cli\u003eGetting into Debt\u003c\/li\u003e \u003cli\u003eDebt Collection\u003c\/li\u003e \u003cli\u003eThe Consequences of Unpaid Debt\u003c\/li\u003e \u003cli\u003eGetting Out of Debt\u003c\/li\u003e \u003cli\u003eBankruptcy\u003c\/li\u003e \u003c\/ol\u003e \u003c\/li\u003e \u003cli\u003eCredit Counseling Today Supplement \u003col style=\"list-style-type: upper-latin;\"\u003e \u003cli\u003eFrom Credit Cards to Credit Counseling\u003c\/li\u003e \u003cli\u003eNot Legal Advice or Therapy\u003c\/li\u003e \u003cli\u003eThe Debt Management Plan\u003c\/li\u003e \u003c\/ol\u003e \u003c\/li\u003e \u003cli\u003eKeys to Success Review \u003col style=\"list-style-type: upper-latin;\"\u003e \u003cli\u003eSection Review\u003c\/li\u003e \u003c\/ol\u003e \u003c\/li\u003e\n\u003c\/ol\u003e\u003c\/div\u003e\u003ch3 id=\"requirements\"\u003eRequirements\u003c\/h3\u003e\u003cdiv class=\"course-sec\"\u003e\n\u003cp\u003e\u003cstrong\u003eRequirements:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eHardware Requirements:\u003c\/p\u003e\n\u003cul\u003e \u003cli\u003eThis course can be taken on either a PC or Mac.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eSoftware Requirements:\u003c\/p\u003e\n\u003cul\u003e \u003cli\u003ePC: Windows 8 or later.\u003c\/li\u003e \u003cli\u003eMac: macOS 12 or later.\u003c\/li\u003e \u003cli\u003eBrowser: The latest version of Google Chrome or Mozilla Firefox are preferred. Microsoft Edge and Safari are also compatible.\u003c\/li\u003e \u003cli\u003e Adobe Acrobat Reader .\u003c\/li\u003e \u003cli\u003eSoftware must be installed and fully operational before the course begins.\u003c\/li\u003e \u003cli\u003eSpeaker and video capabilities.\u003c\/li\u003e \u003cli\u003eAccess to webcam for final exam proctoring.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eOther:\u003c\/p\u003e\n\u003cul\u003e \u003cli\u003eEmail capabilities and access to a personal email account.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eInstructional Material Requirements:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe instructional materials required for this course are included in enrollment and will be available online.\u003c\/p\u003e\n\u003c\/div\u003e\u003ch3 id=\"prerequisites\"\u003ePrerequisites\u003c\/h3\u003e\u003cdiv class=\"course-sec\"\u003e\n\u003cp\u003e\u003cstrong\u003ePrerequisites:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThere are no prerequisites to take this course.\u003c\/p\u003e You've got questions.\u003cbr\u003e We're here to help.\u003c\/div\u003e\u003ch3 id=\"instructor\"\u003eInstructor\u003c\/h3\u003e\u003cdiv class=\"course-sec\"\u003e\n\u003cp\u003e\u003cstrong\u003eBonnie Canty\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eBonnie Canty is an attorney licensed in five states: Connecticut, Florida, Georgia, New Jersey, and New York. She obtained her Juris Doctorate degree from Hofstra School of Law and practices general law through her firm ABC Law, PLLC. She has been hired by several businesses and organizations to train, coach, and consult. Canty currently serves on the Board of Directors of the Society of Financial and Career Counseling Professionals and has been a Certified Financial Counselor for almost two decades.\u003c\/p\u003e\n\u003c\/div\u003e\u003ch3 id=\"faqs\"\u003eFAQs\u003c\/h3\u003e\u003cdiv class=\"course-sec\"\u003e\n\u003cp\u003e\u003cstrong\u003eDoes this course prepare you for a certification?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eYes. After completing the course and passing the final exam, you will receive the National Association of Certified Credit Counselors Credit Counseling Certification.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eWhen can I start the course?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis course is open enrollment, so you can register and start the course as soon as you are ready. Access to your course can take 24-48 business hours.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eHow long does it take to complete this course?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis course is self-paced and open enrollment, so you can start when you want and finish at your own pace. When you register, you'll receive six (6) months to complete the course.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eWhat if I don't have enough time to complete my course within the time frame provided?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe time allotted for course completion has been calculated based on the number of course hours. However, if you are unable to complete the course, contact the student advising team to see what options you may have available to work out a suitable completion date. Please note that an extension fee may be charged.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eWhat kind of support will I receive?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eOur courses are designed to accommodate various learning preferences. Depending on the course structure, you may get different forms of support. Self-paced courses are designed to be user-friendly and independent, minimizing the need for external support. In courses with instructors, our direct platform support feature includes opportunities for questions, discussions, and remediation, with email and phone support available for select courses. Our student advising team is available to guide you on program requirements and administrative requests, but they do not provide assistance with course content. Our goal is to provide you with the necessary support for success, whether it's through self-paced exploration, direct communication, or guidance from our advising team.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eWhat happens when I complete the course?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eUpon successful completion of the course, you will be awarded a Certificate of Completion.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eAm I guaranteed a job?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis course will provide you with the skills you need to obtain an entry-level position in most cases. Potential students should always do research on the job market in their area before registering.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eCan I get financial assistance?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis course is non-credit, so it does not qualify for federal aid, FAFSA and Pell Grant. In some states, vocational rehab or workforce development boards will pay for qualified students to take our courses. Additionally, some students may qualify for financial assistance when they enroll, if they meet certain requirements. Financing is available from select schools. Learn more about financial assistance. \u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eHow can I get more information about this course?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eIf you have questions that are not answered on our website, representatives are available via LIVE chat. You can also call us at 1-877-221-5151 during regular business hours to have your questions promptly answered. If you are visiting us during non-business hours, please send us a question using the \"Contact Us\" form.\u003c\/p\u003e \u003cp\u003e\u003cstrong\u003eHow do I sit for the certification exam?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe certification exam is the final exam of the course. You will schedule to take the exam which is NACCC proctored via webcam.\u003c\/p\u003e You've got questions.\u003cbr\u003e We're here to help.\u003c\/div\u003e","brand":"Hope Training Academy","offers":[{"title":"Default Title","offer_id":47318458400956,"sku":"_GES2027","price":5000.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0742\/1391\/6860\/files\/GES2027.jpg?v=1787604379","url":"https:\/\/shop.videogamepalooza.org\/products\/certified-credit-counselor","provider":"Video Game Palooza","version":"1.0","type":"link"}